Coverage matched to your life,
not a sales quota.
HMD Insurance Center is an independent brokerage based in the heart of Silicon Valley. We compare rates and coverage across a wide range of trusted carriers to find the policy that actually fits your budget, whether that is a single car, a family home, or a growing business.
Coverage for you and your family
Auto, home, life, motorcycle, boat, flood, renters, travel, and recreational vehicle coverage, sourced from a wide range of reputable carriers and matched to your actual budget.
VIEW PERSONAL COVERAGE →Coverage built around your business
Business owner policies, general liability, commercial auto, workers compensation, bonds, group health, commercial property, and commercial umbrella coverage.
VIEW COMMERCIAL COVERAGE →A few of the policies we place most often.
See the full list of what we cover on the Services page. Here is where most of our clients start.
Auto Insurance
Competitive rates on every vehicle, with extra savings when bundled with home coverage.
Homeowners Insurance
Essential protection for your property at the most favorable rate we can find.
Boat & Flood Coverage
Watercraft and flood policies for the risks standard homeowners coverage leaves out.
Renters Insurance
Affordable protection for belongings and liability, matched to wherever you call home.
Health & Recreational
Group health options through Covered California, plus coverage for RVs and recreational vehicles.
Vehicle registration, tax, and bookkeeping too.
Beyond insurance, HMD Insurance Center offers DMV registration support, tax preparation, and payroll and bookkeeping services for small and medium businesses, so you have one office for more than one kind of paperwork.
SEE ALL SERVICES →Ready to compare your options?
NO PRESSURE, JUST A CLEAR QUOTE